PAYE Calculator (South Africa)

Work out your salary, UIF and take-home pay for the 2026/2027 SARS tax year.

Punch in your monthly or annual salary. This PAYE and UIF calculator works out the income tax coming off your payslip, the UIF contribution, and the take-home pay that lands in your bank account. It runs on the SARS tax tables for the 2026/2027 tax year (1 March 2026 to 28 February 2027), so the same numbers cover income tax, salary tax and net pay for South Africa.

SA PAYE & Net Salary Calculator (2026/2027)

How PAYE is calculated in South Africa

  • SARS taxes annual income on a sliding scale: 18% on the first R245,100, then higher rates on each next slice, up to 45% on income above R1,878,600.
  • Everyone gets a primary rebate (R17,820 in 2026/2027). People 65 and older get an extra R9,765, and people 75 and older get a further R3,249. The rebate is subtracted from your tax, not your income.
  • Members of a registered medical scheme get a fixed monthly tax credit per member. For 2026/2027 the credit is R376 for the first two members and R254 for each additional dependant.
  • UIF takes another 1% off your salary up to a monthly cap of R17,712 (so the most UIF you pay is R177.12 a month).
  • Retirement annuity contributions are deductible up to 27.5% of your gross income, capped at R350,000 a year, so they reduce the income SARS taxes you on.
  • A travel allowance is treated as 80% taxable by default, dropping to 20% if you can show that more than 80% of your driving is for business.

Frequently asked questions

This calculator is a guide. For payroll, tax returns, or anything that needs to be exact, check with SARS or speak to a registered tax practitioner.