How to Choose the Right Business Bank Account in South Africa

Last updated: 10 May 2026.

Every South African bank now offers a business account, and the gap between them is wider than the marketing suggests. The wrong choice can cost you R3,000–R8,000 a year in fees. Or it can lock you out of a card machine you needed. Or leave you waiting two weeks for a debit card when a competitor would have you set up in 15 minutes from your phone. This guide compares the real options with current 2026 pricing. It covers what the big four are good and bad at, where the digital-only newcomers fit, and how to choose without spending three weekends on it.

Quick verdict: the short answer

If you don't want to read the rest, here's where each kind of business should look first.

Best overall (most businesses): FNB Gold Business. Strong app, integrated free accounting, broad ATM and branch network, decent pricing once you're transacting in volume.
Best for sole proprietors: FNB First Business Zero. Genuinely zero monthly fee for sole props with an existing FNB personal account. Hard to beat at the lowest end.
Best low-cost / free: Bank Zero. Zero monthly fee for businesses of any size, app-only, no branches.
Best for digital-only / e-commerce businesses: GoTyme Bank Business (rebranded from TymeBank in January 2026). No monthly fee, full mobile onboarding, broad till-point pickup network.
Best for established businesses needing a banker: Investec Private Business. R675/month, dedicated banker, qualifying turnover required. Premium service for premium fees.
Best for cash-heavy retailers: Capitec Business or Standard Bank BizLaunch, depending on whether you want flat fees (Capitec) or bundled transactions (Standard).

What to look for before signing up

Most comparison content lists ten things every bank ticks. Here are the things that actually differ.

Monthly fee versus pay-as-you-transact (PAYT). A flat fee makes sense if you transact a lot. PAYT (Absa Business Evolve PAYT, Nedbank's PAYU bundles) makes sense if your cashflow is lumpy. Watch the breakeven, usually around 30 transactions a month.
Cash deposit fees. If your business takes cash, this is the single biggest line on your statement. Capitec and the big four charge per R100 deposited, with rates between R0.85 and R1.50 per R100. A cash-heavy retailer pays more in deposit fees than monthly account fees.
Online application versus branch visit. TymeBank/GoTyme, Bank Zero, FNB First Business Zero and FNB SoloPreneur Bundle let you open from a phone in under 30 minutes. Most major-bank business accounts still require a branch visit or a banker meeting, especially for (Pty) Ltd companies. Plan two to three days for the latter.
Card machine integration. Yoco and iKhokha work with any bank, but bank-native machines (FNB Speedpoint, Capitec Card Machine, Standard Bank SnapScan) settle straight into your business account same-day, which improves cashflow and reduces reconciliation time. If you're going to take card payments, factor this in.
Integrated accounting. FNB Instant Accounting is unique among the big four. It's free with your business account and feeds straight off your transaction data. For most early-stage businesses, that's enough until you hit the VAT threshold and need Xero or Sage.
Loans, overdraft and credit. A bank that knows your transaction history is a faster yes for working capital. If you'll need an overdraft within 12 months, opening with a bank that has a serious lending track record (FNB, Nedbank, Investec) saves time.
B-BBEE rating. Some corporate buyers and tenders score procurement on the B-BBEE rating of *your bank*. The big four publish theirs annually. It's a tiebreaker, not usually a dealbreaker.
International transfers. If you import, export or pay overseas suppliers, an account with a good Forex desk matters. Investec, FNB Global Account and Standard Bank's BizDirect International stand out. The digital banks are limited here.

FNB Gold Business and Platinum Business

FNB has the most complete business banking offering of the big four. The Gold Business Account is built for turnover up to R5 million; Platinum Business covers R5–60 million.

Account tiers. Gold Business (≤R5m turnover), Platinum Business (R5–60m). Bundled and PAYU options inside each.
Monthly fee. Bundled fees from around R225 (Gold Bundle) and scaling to R600+ for Platinum Bundle. PAYU options sit lower but charge per transaction. See the FNB Business Annual Pricing Guide 2025/2026 for current bundle pricing.
Opening deposit. None for Gold Business; Platinum requires income/turnover qualification.
Online application. Yes for sole props (via FNB App). (Pty) Ltd applications usually require a banker.
Standout features. Free Instant Accounting, free Invoicing, free Cash Flow and Payroll tools. Speedpoint card machine integrated to the account. The biggest banker and ATM network of the four major banks.
FICA documents. Sole prop: ID, proof of address, proof of business address. (Pty) Ltd: CIPC documents (CoR14.3, CoR14.1, CoR15.1A), beneficial ownership disclosure, directors' IDs and proof of address, share certificates.
Pros: strong app, free integrated accounting saves you a Xero subscription, broadest support network, fast SAP for working capital if your transaction history is good.
Cons: bundle fees creep up as your turnover grows, Platinum is genuinely expensive, branch experience varies dramatically by location.
Suits: growing businesses that want one platform for banking, accounting and payments. Recognised by the BusinessTech Best Business Bank category in recent years.

Standard Bank BizLaunch and BizLaunch Plus

Standard Bank's BizLaunch is positioned at start-ups and the early-stage end of small business. BizLaunch Plus is for established small businesses needing more transactions per bundle.

Account tiers. BizLaunch (entry), BizLaunch Plus (established).
Monthly fee. From R30/month for the entry BizLaunch in 2026, scaling with bundle. See the BizLaunch Account Pricing Guide 2026 for the current bundle ladder.
Opening deposit. None for BizLaunch.
Online application. Yes. Standard Bank has invested heavily in fully online business onboarding for sole props and (Pty) Ltd companies.
Standout features. BizConnect (their free business advisory platform with content, courses and mentorship), strong SnapScan integration, solid Forex desk for export businesses.
FICA documents. Standard requirements per entity type. Sole prop FICA is light; (Pty) Ltd needs the full CIPC pack and beneficial ownership.
Pros: lowest entry fee among the big four, free advisory content via BizConnect, decent online onboarding, recognised on global banking awards.
Cons: transaction fees on top of bundle add up, branch network smaller than Absa or FNB in semi-urban areas, app rated below FNB's by users.
Suits: new businesses, especially first-time founders who'll use BizConnect content. Good for export-oriented businesses needing Forex.

Absa Business Evolve

Absa restructured its business banking under the Business Evolve range, a tiered ladder from free PAYT through to a full bundle. New pricing took effect 1 January 2026.

Account tiers. Five tiers in the range. Business Evolve Core is for sole props on a pay-as-you-transact plan, with no monthly fee. Business Evolve Start is for low-volume businesses, free for the first 6 months. Business Evolve Lite is the entry-level bundle. Business Evolve Ignite is a fixed monthly fee with tiered transaction pricing. Business Evolve PAYT is the pay-as-you-transact option for established businesses.
Monthly fee. Core and Start: R0 (Start switches to a fee after 6 months). Lite and Ignite carry monthly bundles. See the Absa rates and fees brochure for current numbers.
Opening deposit. None on Core or Start.
Online application. Yes for sole prop accounts; (Pty) Ltd often still goes via a relationship banker.
Standout features. You can start on Core and move up to Ignite as your business grows, without opening a new account. Strong small-business lending desk through Absa's Enterprise Development unit.
FICA documents. Standard sole prop and (Pty) Ltd documents per the Absa onboarding pack.
Pros: R0 entry tier with no time limit (Core is free indefinitely for sole props), upgrade path is the cleanest among the big four, decent app.
Cons: Ignite pricing is higher than equivalent FNB or Standard Bank bundles for the same transaction volume, branch experience is patchy.
Suits: sole props who want a permanent free account with the option to upgrade later. Recognised in the BusinessTech 2024/2025 banking categories.

Nedbank Business Bundles

Nedbank's Business Bundles are the company's small-business range, with new fees effective 1 January 2026.

Account tiers. Startup Bundle, Small Business Bundle, plus a Pay-As-You-Use option for low-transaction businesses.
Monthly fee. Bundles from the Startup tier upward. See the Nedbank Business Bundles 2026 pricing schedule for current monthly fees.
Opening deposit. None for Startup tier.
Online application. Yes for sole props; (Pty) Ltd typically goes through a banker for the full FICA pack.
Standout features. Long history with bigger commercial customers. If you'll need a business loan or overdraft later, Nedbank's lending team is easier to deal with than the others. Working-capital products are built into the same banking app. First 2 business cards are free, R58 each thereafter.
FICA documents. Standard requirements with strong emphasis on beneficial ownership disclosure under the General Laws Amendment Act.
Pros: strong relationship banking for businesses that need credit later, decent small-business credit lines, recognised in commercial banking awards.
Cons: small-business app trails FNB's, bundle fees comparable to Absa Ignite (not the cheapest option), branch network smaller than the other three.
Suits: businesses that anticipate needing credit or commercial products within 12–24 months. Good for property-related and built-environment businesses.

Capitec Business

Capitec's business offering changed materially in 2026. The original Capitec Business Transactional Account remains, but the bigger 2026 launch is the Capitec Entrepreneur account.

Account tiers. Business Transactional (R50/month), and the new Entrepreneur account (R0/month for qualifying personal banking clients).
Monthly fee. R50 on Business Transactional. R0 on Entrepreneur for qualifying clients.
Opening deposit. None.
Online application. Yes. Capitec has end-to-end mobile onboarding for sole props.
Standout features. Fee structure mirrors personal banking, so deposits and EFTs are at the lowest rates among the big banks. Entrepreneur account allows up to four accounts to manage different income streams. Business name on cards and statements. Linked Capitec card machine. Credit facilities of up to R500,000 based on business turnover.
FICA documents. Standard documents for sole prop and (Pty) Ltd. Capitec's branch network is the largest in SA, which makes FICA appointments easier outside major metros.
Pros: lowest cash deposit fees of the big banks, simple flat-fee structure, Entrepreneur account is a serious option for side-hustle entrepreneurs in 2026, broadest branch footprint.
Cons: weaker on Forex and international business banking, smaller business advisory ecosystem than FNB or Standard, fewer enterprise-level features.
Suits: sole props, side hustles, cash-heavy retailers, businesses with multiple income streams that want them separated. Strong fit for entrepreneurs already on Capitec for personal banking.

Investec Private Business

Investec is the premium end of the market. The Private Business Account is the business-side counterpart of the Private Bank Account.

Account tiers. Private Business Account (full-service), Private Business Electronic Only (lower fee, online-only).
Monthly fee. R675/month on the Private Bank Account (the personal one; business account fees are listed in the dedicated Fee Structure for Private Business Accounts PDF on Investec's site). Young Professionals (under 30) qualify at R340/month.
Opening deposit. None, but eligibility requires qualifying turnover or income.
Online application. Eligibility check is a 2-minute online form, but the application itself goes through a Private Banker.
Standout features. Dedicated banker, best-in-class app, no per-transaction fees, free local ATM withdrawals, strong Forex and international banking, family Private Bank accounts at reduced fees.
FICA documents. Full pack for sole prop and (Pty) Ltd, with deeper underwriting than the volume banks.
Pros: dedicated banker who actually answers, exceptional client service, strong international banking, no transaction-fee surprises.
Cons: monthly fee is 5–10× the volume banks, eligibility requirements limit access, premium pricing on credit products.
Suits: established businesses with R5m+ turnover, professionals (lawyers, doctors), founders who value a single point of contact and don't want to chase a call centre.

FNB First Business Zero

The First Business Zero account launched as the no-fee answer to the digital-only banks. It's specifically for sole proprietors with an existing FNB personal account.

Monthly fee. R0.
Opening deposit. None.
Online application. Fully digital via the FNB App with selfie verification. No branch visit.
Eligibility. Sole proprietorship only, must have an FNB personal banking account.
Standout features. Free unlimited card swipes, free QR Speedpoint via the app, 30 minutes free calls and 30 free SMSes a month, 100MB free data, full access to FNB's free business value-added services (Instant Accounting, Invoicing, Cash Flow, Payroll).
Pros: genuinely free, full-feature, integrates with FNB's business ecosystem, fastest mobile onboarding among the major banks.
Cons: sole prop only, no (Pty) Ltd version, and requires you to already be on FNB personal.
Suits: sole props who already bank with FNB or are willing to switch. The right answer for most freelancers, consultants and side-hustle entrepreneurs at the lowest end.

GoTyme Bank Business (formerly TymeBank)

TymeBank rebranded to GoTyme Bank in South Africa in January 2026, aligning with its Asian operations. The business account remains one of the two free, fully-digital business accounts in the market.

Monthly fee. R0.
Opening deposit. None. No activation fee.
Online application. Yes. Fully mobile, supported by in-store kiosks at Pick n Pay and Boxer.
Standout features. Free debit card, free statements, no-fee EFTs to non-Tyme accounts, no charges on debit card purchases. Cash deposits via the till at Pick n Pay and Boxer.
Fees to know. R0.30 per transaction SMS (opt out to avoid). 2% on international online transactions.
Pros: zero monthly fees on any balance, instant onboarding, broad cash deposit network through retail partners, account stays open with R0 balance.
Cons: no branch network, limited business credit products, less suitable for cash-heavy operations relying on bank-side cash management.
Suits: digital-first businesses, e-commerce sellers, freelancers, app-based service businesses. Good as a secondary account for testing.

Bank Zero Business

Bank Zero is the other genuinely free business account in 2026. App-only, mutual-style banking, designed by ex-FNB founders.

Monthly fee. R0 for sole traders through to large companies and NPOs, regardless of balance.
Opening deposit. None.
Online application. Fully digital, app-only.
Standout features. Zero fees on debit orders, EFTs, card purchases (online and in-store), tap-to-pay, Bank-Zero-to-Bank-Zero transfers, prepaid airtime and data and electricity. Multi-card support, named "purpose" sub-accounts.
Fees to know. Cash withdrawals and certain extras carry charges. See the Bank Zero Pricing Guide 2026 for the short list.
Pros: genuinely zero on the basics, transparent pricing guide, modern security model, no surprise charges.
Cons: no overdraft or business credit products yet, no Forex, no card machine integration, app-only is a non-starter for businesses needing branch visits.
Suits: any business whose banking is primarily digital and EFT-based. Agencies, consultancies, online businesses, NPOs. Strong second account for any business that wants a free EFT-only account alongside its main one.

African Bank business banking

African Bank's MyWORLD account works for both personal and small business use, with an annual pricing review effective 2026.

Monthly fee. R5/month on MyWORLD in 2026.
Opening deposit. None. No initiation fee.
Online application. Yes. Under 5 minutes per the bank's onboarding flow.
Standout features. Up to five linked free accounts ("pockets") for separating money, two free Cash@Till withdrawals, Audacious Rewards on transactions.
Pros: very low monthly fee, multi-pocket structure useful for separating tax money or savings, simple onboarding.
Cons: business-specific features are thinner than the dedicated business accounts at the big four, no dedicated business support team, smaller branch network.
Suits: very small businesses and solo founders who want a simple low-cost account separate from their personal banking. Often used as a tax-savings or VAT pocket.

Side-by-side at a glance

The headline numbers, in one place. Pricing is current as of May 2026. Always verify against the bank's published pricing guide before opening.

FNB Gold Business: From ~R225/month (bundled). Online for sole props, banker for (Pty) Ltd. Free Instant Accounting.
FNB First Business Zero: R0/month. Sole prop only. Fully digital.
Standard Bank BizLaunch: From R30/month. Online onboarding. BizConnect content.
Absa Business Evolve Core: R0/month, PAYT. Sole prop, online onboarding.
Absa Business Evolve Ignite: Fixed monthly bundle. (Pty) Ltd via banker.
Nedbank Startup Bundle: Bundled monthly fee (see 2026 pricing guide). Two free cards.
Capitec Business Transactional: R50/month. Lowest cash deposit fees. Largest branch network.
Capitec Entrepreneur (2026): R0/month for qualifying personal clients. Up to 4 accounts. R500k credit line.
Investec Private Business: R675/month base. Dedicated banker. Eligibility-gated.
GoTyme Bank Business: R0/month. Fully digital. Cash via Pick n Pay/Boxer.
Bank Zero Business: R0/month. App-only. Free EFTs and card.
African Bank MyWORLD: R5/month. Multi-pocket. Online onboarding.

How to choose: a simple decision tree

If you're not sure where to start, follow this:

Are you a sole proprietor or a (Pty) Ltd? Sole props have more free options. (Pty) Lts usually need a banker for FICA.
Do you need to deposit a lot of cash? If yes, Capitec Business or one of the big four with a nearby branch. If no, the digital banks are fair game.
Are you comfortable with self-service or do you want a banker on speed dial? Self-service points to FNB First Business Zero, GoTyme, Bank Zero or the digital tiers of the big four. Wanting a banker points to FNB Platinum, Investec Private Business or Standard Bank BizLaunch Plus.
Do you take card payments today or plan to within 6 months? If yes, prefer a bank with native card machine integration (FNB, Capitec, Standard) over a free account that needs a third-party device.
Will you need an overdraft, working capital or business credit within 12 months? If yes, open with a bank that has serious lending (FNB, Nedbank or Investec) so they have transaction history to underwrite against.
Cost-sensitive or feature-rich? Cost-sensitive: Bank Zero or GoTyme for digital, FNB First Business Zero if FNB personal. Feature-rich: FNB Gold, Capitec Entrepreneur or Investec.

Most South African businesses end up in one of three slots. Sole props pick a free digital account (FNB Zero, GoTyme or Bank Zero). Growing small businesses move to FNB Gold or Standard BizLaunch. Once turnover crosses R5 million, founders usually move to Investec Private Business.

What FICA documents you'll need

Documents differ by entity type. Have these ready before you start an application. Most rejections are for missing or expired documents.

Sole proprietor:

South African ID or valid passport.
Proof of residential address, less than three months old (utility bill, lease, bank statement).
Proof of business address (lease, rates bill, or affidavit if home-based).
SARS tax number (income tax registration is automatic for sole props once you start trading).

Private company (Pty) Ltd:

CIPC documents: CoR14.3 (registration certificate), CoR14.1 (Notice of Incorporation), CoR15.1A (Memorandum of Incorporation).
Beneficial ownership disclosure under the General Laws Amendment Act 2022: names, IDs and addresses of all individuals with 5%+ ownership.
Directors' IDs and proof of address (under three months old).
Share certificates.
Proof of business address.
SARS company tax number (auto-issued at CIPC registration).

Close corporation (CC):

Original CC founding statement (CK1) and any amendments (CK2).
Members' IDs and proof of address.
Proof of business address.
SARS tax number.

Foreign director or shareholder:

Valid passport with current SA visa (business visa, work visa, or relevant permit).
Proof of SA address if resident, or proof of overseas address with apostille if non-resident.
Source of funds disclosure (bank statements or accountant letter) for the deeper bank ID checks foreign clients go through.

If you don't have your CIPC documents in hand, those have to come first. No bank will FICA you without them. See Govchain's company registration service if you still need to register.

How to open the account

Two routes, depending on the bank.

Digital self-service (FNB First Business Zero, FNB SoloPreneur Bundle, GoTyme Bank, Bank Zero, Capitec Entrepreneur):

Download the bank's app or visit the signup page.
Take a selfie and scan your ID. The bank does an automated FICA check against Home Affairs.
Upload proof of address.
For sole prop accounts: enter your business name and SARS tax number.
Account active in 5–30 minutes. Card delivered or available for digital use immediately.

With a banker (FNB Gold/Platinum, Standard Bank BizLaunch (Pty) Ltd, Absa Business Evolve Ignite, Nedbank Bundles, Investec):

Book the appointment via the bank's website.
Submit your CIPC documents, beneficial ownership disclosure, directors' IDs and proof of address ahead of the meeting.
Bring originals to the appointment.
The banker activates the account within 1–3 business days; debit card arrives 3–7 days later.

For founders who'd rather not handle the (Pty) Ltd registration *and* the bank application in parallel, Govchain's business bank account service bundles the company registration with an introduction to an FNB private banker for the account opening. It's optional, and only useful if FNB is already your shortlisted bank.

FAQ

Can I open a business bank account online in South Africa?

Yes, for sole proprietorships. The fully digital options are FNB First Business Zero, FNB SoloPreneur Bundle, GoTyme Bank Business, Bank Zero Business, Capitec Business and Capitec Entrepreneur, and Absa Business Evolve Core. (Pty) Ltd companies typically still need a banker meeting at the big four, though Standard Bank and Capitec have made progress on online (Pty) Ltd onboarding in 2026.

What's the cheapest business bank account in South Africa?

Three accounts charge R0/month: FNB First Business Zero (sole prop only, FNB personal required), GoTyme Bank Business, and Bank Zero Business. Capitec Entrepreneur is also R0/month for qualifying personal clients. Absa Business Evolve Core is R0/month for sole props as a permanent PAYT account.

Do I need a registered company to open a business bank account?

No. Sole proprietors can open a business account with just an ID and a SARS tax number. A (Pty) Ltd is required only if you want the company structure for liability or tax reasons. If you're applying for tenders, looking for serious credit, or planning to grow, register a (Pty) Ltd at CIPC first.

Can a foreign director open a business account in South Africa?

Yes, with a valid SA visa and proof of address (local or apostilled overseas). Foreign-only owned (Pty) Lts need an SA-resident representative for SARS and CIPC compliance, and deeper bank ID checks apply for foreign clients. Plan for an extra week on the timeline.

Which bank has the lowest fees?

For zero monthly fee: Bank Zero, GoTyme Bank, FNB First Business Zero (sole prop only), Capitec Entrepreneur (qualifying personal clients). For low transaction fees: Capitec Business, due to its mirrored personal-banking fee structure on cash deposits and EFTs.

What documents do I need to open a business bank account?

Sole prop: SA ID, proof of residential address, proof of business address, SARS tax number. (Pty) Ltd: full CIPC pack (CoR14.3, CoR14.1, CoR15.1A), beneficial ownership disclosure, directors' IDs and proof of address, share certificates, proof of business address, SARS company tax number.

Can I switch business bank accounts later?

Yes. You'll need to redirect debit orders, update your SARS eFiling banking details, update CIPC records if the bank is your registered banker, and notify any payment gateways. Plan a 30-day overlap where both accounts are open. Most businesses underestimate this. Start the switch in a quiet month.

Are there free business bank accounts in South Africa?

Yes. Bank Zero Business and GoTyme Bank Business are free for any business size. FNB First Business Zero is free for sole props with FNB personal banking. Capitec Entrepreneur is free for qualifying Capitec personal clients. Absa Business Evolve Core is R0 monthly for sole props.

What's the difference between a sole prop and (Pty) Ltd account?

A sole prop account is held in your name with a trading name attached. It's fast to open and cheap to run, but you're personally liable for everything the business owes. A (Pty) Ltd account is held in the company's name. It separates your personal assets from the business, gives you a tax-efficient structure once you're profitable, and is required for serious credit, tenders and B-BBEE-scored procurement.

How long does it take to open a business bank account?

Digital self-service accounts: 5 to 30 minutes from app download to active account, debit card use immediate. Big-four banker route: 1 to 3 business days from FICA submission to account activation, plus 3 to 7 days for the debit card to arrive.

Which bank is best for an e-commerce business?

GoTyme Bank Business or Bank Zero Business as a free everyday account, often paired with a payment gateway like Yoco, iKhokha, Stitch or Peach. FNB Gold Business if you also need built-in QR Speedpoint and Instant Accounting for your books.

Which bank has the best business app in 2026?

FNB consistently rates highest among the big four for app experience. Bank Zero, GoTyme Bank and Capitec also rate well for app-only banking simplicity. Investec's app is exceptional but only relevant if you qualify for Private Business.

A note on Govchain

Govchain helps founders get their (Pty) Ltd registered at CIPC, and as part of that, can introduce you to an FNB private banker for your business bank account opening. That route is useful only if FNB is your shortlisted choice. We don't operate the bank account or steer you toward any particular option. Use this guide to pick the right bank for your business; if you need help with the company registration paperwork or want the FNB banker introduction in one go, see our business bank account service.

For the company registration itself: register your (Pty) Ltd with Govchain. For SARS, COID and B-BBEE setup that the bank will ask about: register for COID, register for PAYE, get a B-BBEE affidavit.

Sources

FNB Business Annual Pricing Guide 2025/2026 (fnb.co.za/rates/PricingGuide.html)
Standard Bank BizLaunch Account Pricing Guide 2026 (standardbank.co.za)
Absa Rates and Fees, effective 1 January 2026 (absa.co.za/rates-and-fees)
Nedbank Business Bundles Pricing Schedule, effective 1 January 2026 (business.nedbank.co.za/rates-and-fees.html)
Capitec Business Bank Fees 2026 (capitecbank.co.za/business/transact/rates-and-fees)
Investec Private Business Account Fee Structure (investec.com/en_za/banking/private-business-accounts.html)
Bank Zero Pricing Guide 2026 (bankzero.co.za/rates-and-pricing)
TymeBank / GoTyme Bank Business Banking Fees (tymebank.co.za/fees/business-banking-fees)
African Bank MyWORLD pricing update (africanbank.co.za)
General Laws (Anti-Money Laundering and Combating Terrorism Financing) Amendment Act, 2022: beneficial ownership disclosure framework.

This guide is reviewed twice yearly. Last updated: 10 May 2026.